British Car Insurance Claims for 1975

Keywords: gamma regression, reciprocal link

Description

The data give the average claims for damage to the owner's car for privately owned and comprehensively insured vehicles in Britain in 1975. Averages are given in pounds sterling adjusted for inflation.


	Variable		Description

	OwnerAge		Policy-holder's age in years, categorized into 8 levels
	Model		Type of car, in 4 groups
	CarAge		Vehicle age in years, categorized into 4 levels
	NClaims		Number of claims
	AveCost		Average cost of each claim in pounds

Download

Data File (tab-delimited text)

Source

Baxter, L. A., Coutts, S. M., and Ross, G. A. F. (1980). Applications of linear models in motor insurance. In Proceedings of the 21st International Congress of Actuaries, Zurich, Society of Actuaries, pages 11-29.

McCullagh, P., and Nelder, J. A. (1989). Generalized linear models. Chapman and Hall, London.

Analysis

McCullagh and Nelder (1989, Example 8.4.1) apply gamma regression to this data.